Minor Savings Account

Kids, Come Join Jambo’s Savings Safari!

When you open a minor savings account, you automatically become a member of Jambo’s Savings Safari. You’ll receive a special membership card, passport to the safari and a box of crayons. Each time you make a deposit you’ll get a sucker and a sticker to put in your passport. And there’s a special page on the Jacksonville Savings Bank website just for you. You’ll find games and activities all related to banking and money. You’ll want to visit the page often because new games and activities will be posted regularly.

Click here to visit the Jambo’s Savings Safari page

For parents and custodians: Under the Illinois Uniform Transfers to Minor Act, a minor account is set up with one person over the age of 18 as the custodian of the account and the child as the owner. A successor custodian may also be named. Only the custodian may access the account. Once the child reaches the age of 18 and wants to assume control of the account, we ask that the custodian to come in with the child to restructure the account titling.


  • Membership in Jambo’s Savings Safari
  • $10 minimum opening balance
  • No monthly service charge with a balance of $10 or more
  • $2 monthly service charge if balance falls below $10
  • Interest paid quarterly
  • Quarterly statement
  • $0.50 per item fee in excess of 6 withdrawals per month
  • $5 per item fee in excess of Reg D limits*

*Regulation D Transactions - Transfers from a savings or money market account to another account or to third parties by check, online banking, mobile banking, or telephone banking or preauthorized or automatic transfers from a savings or money market account are limited to six per monthly statement cycle by Regulation D.  These limitations do not apply to in person withdrawals or withdrawals at ATMs or automatic loan payments to loans at Jacksonville Savings Bank, Chapin State Bank, First Midwest in Virden or Litchfield Community Savings.