Statement Savings

Whatever your goal - down payment on a house, funding a college education, a new car, a once in a lifetime vacation - setting up a statement savings is a great plan.


  • $50 minimum opening balance
  • No monthly service charge with a balance of $100 or more
  • $2 monthly service charge if balance falls below $100
  • $0.50 per item fee in excess of 6 withdrawals per month
  • $5 per item fee in excess of Reg D limits*
  • Interest paid monthly
  • Quarterly statement, monthly when there is electronic activity

*Regulation D Transactions - Transfers from a savings or money market account to another account or to third parties by check, online banking, mobile banking, or telephone banking or preauthorized or automatic transfers from a savings or money market account are limited to six per monthly statement cycle by Regulation D. These limitations do not apply to in person withdrawals or withdrawals at ATMs or automatic loan payments to loans at Jacksonville Savings Bank, Chapin State Bank, First Midwest in Virden or Litchfield Community Savings.