Privacy Policy

Protect Yourself


Taking just a few easy precautions can help protect your financial and personal information against identity theft. The American Bankers Association provides excellent tips on protecting your financial identity. Remember, Jacksonville Savings will never call you or e-mail you and ask for your Log-in ID, password, account number, or Social Security number.

Security Statement
This Online Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a VeriSign-issued Digital ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.

Secure Access and Verifying User Authenticity
To begin a session with the bank's server the user must key in a Log-in ID and a password. Our system uses a "3 strikes and you're out" lock-out mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out.  Upon successful login, the Digital ID from VeriSign authenticates the user's identity and establishes a secure session with that visitor.

Click to View Online Banking Security FAQs

Secure Data Transfer
Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.

Router and Firewall
Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.
Using the above technologies, your Internet banking transactions are secure.

Privacy Statement
Confidentiality has always been a key component of providing our customers outstanding service.  You share personal data with us and we respect your right to have the confidentiality of that information maintained.  Please be assured we use your information only for its intended purpose.

Should you ever have any questions or concerns about the integrity of your account data, please telephone or come in to visit with a member of our management team.

CHILDREN'S PRIVACY

Jacksonville Savings Bank does not attempt to collect personally identifiable information online from children under the age of 13.  We protect and safeguard the privacy of users of our online services, just as we do throughout the rest of our business. Jacksonville Savings Bank

-does not collect personal identifiable information or any contact information from children.

-does not distribute to third parties any personal identifiable information about adults or children.

-does not provide the ability to publicly post or otherwise distribute personal identifiable contact information about children or adults.

INFORMATION COLLECTED AND STORED AUTOMATICALLY

Jacksonville Savings Bank uses software to create summary website statistics. We store and use these statistics to manage and improve our website and the services we offer. We do not use our security and system monitoring software to identify you or to associate you with your personal usage habits. Since the Jambo page of the website is used solely to read or download information – and not to provide personally identifying information– we collect and store as anonymous only the following:

    • Networking: the domain you use to access the Internet and connection speed
    • When/Where: the date, time, and region from which you access our website
    • Content: pages you visited and files you downloaded on our website
    • Referrer: the Internet address of a website that may have referred you (linked) to our website
    • Device/Browser: technical information about the computer or device you use to access our website (e.g., operating system, screen resolution and color, Flash/Java support, and language)

To collect and manage the above the above information we use Google Analytics.   If you would like to disable cookies on your Web browser and delete existing Jacksonville Savings Bank cookies from your computer, our system will treat your computer and browsing as anonymous and will not recognize your computer when you return to our website.

For more information about how Google Analytics uses your information and how you can opt out of Google Analytics” use of cookies, visit google.com.

If you have any questions about this privacy statement, or the practices of the Jacksonville Savings Bank website, please contact us.

 

Rev. 11/2010

FACTS

WHAT DOES JACKSONVILLE SAVINGS BANK

DO WITH YOUR PERSONAL INFORMATION? 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the products or services you have with us.  This information can include:

  • Social Security Number, Assets and Income     
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Jacksonville Savings Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Jacksonville Savings Bank share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliate’s everyday business purposes –

information about your transactions and experiences

No

We don’t share

For our affiliate’s everyday business purposes –

information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

 

No

We don’t share

 

Questions?

Call 217-245-4111 or go to www.jacksonvillesavings.com

 

Who we are

Who is providing this notice?

Jacksonville Savings Bank

 

What we do

How does Jacksonville Savings Bank collect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Jacksonville Savings Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or make deposits or withdrawals from your account
  • Show your government-issued ID or show your driver’s license
  • Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Jacksonville Savings Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Jacksonville Savings Bank does not share with nonaffiliates.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Jacksonville Savings Bank doesn’t jointly market.